© 2026 Kraus Partner Investment Solutions Ltd. All rights reserved.
By accessing the corporate website of Kraus Partner Investment Solutions Ltd ("Kraus Partner", "we", "us") at www.krauspartner.com (and krauspartner.ch, which redirects to it), and/or the jaive web application at jaive.ch (and jaive.net and jaive.com, which redirect to it) - together referred to as the "Website" - you acknowledge the legal terms set out below and confirm that you have understood and accepted them. If you do not understand or do not accept these terms, please refrain from using the Website.
The Website and the information made available on it are not directed to any person who is, on the basis of their nationality, place of residence or any other circumstance, subject to laws, rules or regulations that prohibit the publication of, access to, or use of the information on the Website. It is your responsibility to ensure that your use of the Website does not violate any applicable laws or regulations.
The Website is intended exclusively for institutional and professional counterparties and is not directed at retail clients or other persons to whom the provision of the relevant services or information would require licensing, registration, approval or other authorisation in any jurisdiction where Kraus Partner is not authorised to operate.
The jaive web application is available to registered users only. Access is provided to organisations with whom we have a contractual relationship and to the individuals designated by them. Use of the jaive web application is governed by these terms in addition to the underlying contractual arrangements.
Kraus Partner provides analytical, research and consulting services to institutional clients. Unless explicitly agreed otherwise in writing, Kraus Partner does not provide portfolio management, execution services, brokerage services or personalised investment advice within the meaning of applicable financial services laws and regulations.
Any analyses, assessments, models, scenarios or other materials made available through the Website are intended solely to support the internal decision-making processes of the relevant client bodies. All investment decisions, including the selection, acquisition or disposal of financial instruments, remain exclusively with the client and its authorised decision-making bodies.
The content of the Website is provided for information purposes only and does not constitute:
Use of the Website does not establish a client or advisory relationship with Kraus Partner. Such a relationship arises only on the basis of a separate, written agreement. Users remain solely responsible for assessing the suitability and appropriateness of any investment strategy, financial instrument or transaction.
No orders or instructions of any kind (in particular relating to financial instruments or transactions) may be placed by way of the Website. Kraus Partner will disregard any orders or instructions transmitted by such means without being required to notify the sender.
Within the jaive web application you can enter information such as your individual strategic asset allocations (SAA) and related parameters/data. The accuracy, completeness and lawful use of any data you enter is your responsibility. Calculations and outputs of the jaive web application are based solely on the data you have entered and on generic, non-personalised parameters; they do not constitute investment advice.
The jaive web application uses an artificial intelligence service to generate written interpretations of calculation results. AI-generated content may contain inaccuracies, omissions or other errors and should be treated with appropriate caution: it is supportive material for information purposes only, must be verified against the underlying calculations, and must not be relied on as professional advice. Kraus Partner does not guarantee the accuracy, completeness or fitness for purpose of any AI-generated content. AI-generated content may not be reviewed by a human prior to being displayed and must not be used as the sole basis for investment or risk decisions.
The performance of financial instruments may vary over time and cannot be predicted on the basis of past performance. The value or price of financial instruments may fall as well as rise, and you may lose part or all of the amount invested. Any expected returns, projections, forecasts or estimates set out on the Website are based on assumptions that may not materialise and do not constitute a promise or guarantee of future performance.
The information published on the Website has been prepared by Kraus Partner with reasonable care and is believed to be reliable; in part it is obtained from sources considered reliable. Notwithstanding the foregoing, Kraus Partner provides no warranty, express or implied, that the information and statements on the Website are correct, accurate, complete or up to date. Kraus Partner is under no obligation to update, modify or amend the information set out on the Website or to notify you of any changes.
To the extent permitted under applicable law, Kraus Partner excludes liability for any loss or damage arising out of or in connection with access to, use of, or reliance on the Website and the information made available through it. In particular, Kraus Partner shall not be liable for indirect, incidental, consequential or special damages, loss of profit, loss of data or loss resulting from technical interruptions, malfunctions, transmission errors, system overloads or harmful components such as viruses. Liability for slight negligence is excluded.
The Website may contain links to websites operated by third parties, which are neither operated by nor under the control of Kraus Partner. Activating such links takes you outside the Website. Kraus Partner accepts no responsibility for the content, accuracy, completeness or legality of any third-party websites or for the consequences of using them.
Kraus Partner, its directors, officers and employees may hold investments in broadly diversified investment vehicles or asset classes that are also referred to in analyses or materials made available through the Website. Such circumstances may give rise to potential conflicts of interest.
The content of the Website, including texts, analyses, models, software, applications, calculations, graphics, reports and AI-generated outputs, is protected by intellectual property rights (including copyright, database rights, trademark rights and know-how rights) belonging to Kraus Partner or to third parties.
Unless otherwise expressly permitted by mandatory law or by Kraus Partner in writing, no part of the Website or its content may be reproduced, modified, distributed, transmitted, published, commercially exploited or otherwise used for public or commercial purposes without the prior written consent of Kraus Partner.
Downloading or printing content from the Website is permitted solely for internal, non-commercial and informational purposes, provided that all proprietary notices remain intact.
Any rights in third-party materials and AI-generated outputs remain subject to the rights of the respective licensors and providers.
The processing of personal data is governed by the applicable Swiss data protection laws and, where applicable, the EU General Data Protection Regulation (GDPR). The processing of personal data in connection with the Website is described in our Data Protection Declaration.
Kraus Partner reserves the right to amend these terms and any other content of the Website at any time, without prior notice. The version published on the Website at the time of your use applies.
These terms, your use of the Website and any access to it are governed by, and shall be construed in accordance with, the substantive laws of Switzerland (excluding its conflict-of-laws rules). The exclusive place of jurisdiction is Zurich, Switzerland.
Last updated: May 2026